Who we are
“Omama” means “mother” equipping women with the financial tools and resources they need to break the cycle of poverty, with an intentional focus on the underserved. A loan shouldn’t come with confusing terms or long waits, so our process is built to be transparent, quick, and treat every applicant with respect.
Empowering women and underserved communities with accessible, fair financial services. From individuals to cooperatives, our team works with you to find the loan that fits, and stays reachable by phone or WhatsApp throughout your journey with us.
What we offer
Quick loans for salaried employees, repaid from your income.
Working capital and growth funding for small businesses.
Larger loans secured against an asset you own.
Shared-liability savings and lending for groups and cooperatives.
Insurance cover bundled alongside your loan for extra peace of mind.
Quick loans for salaried employees, repaid from your income.
Working capital and growth funding for small businesses.
Larger loans secured against an asset you own.
Shared-liability savings and lending for groups and cooperatives.
Insurance cover bundled alongside your loan for extra peace of mind.
How it works
Simple steps from application to funds in your account.
Tell us a little about yourself and the loan you need. It only takes a few minutes to complete online.
Upload the few supporting documents we ask for so we can verify your details and review your application.
Applying for a collateral-based loan? List the asset you're offering as security and upload proof of ownership so we can value it. Not applying under that loan type? Skip straight to the next step.
Once approved, we confirm the terms with you and pay your funds out promptly, no hidden waiting around.
Why Omama Finance
Not just a lender, a long-term partner committed to your financial goals, from your first application to your last repayment.
Apply online in minutes and get a decision quickly, no confusing terms, no runaround, no waiting weeks to hear back.
Your personal and financial details are handled securely at every step, from application through to disbursement.
Salary-based, business, collateral-secured or group loans, we structure the product around your circumstances, not the other way round.
Real people on the phone or WhatsApp throughout your journey with us, based right here in Harare, not a call centre script.
Clear rates and repayment schedules explained upfront, so you always know exactly what you're signing up for.
From individuals to savings groups and cooperatives, we build lending relationships that grow with the communities we serve.
Our Team
Verified and certified by all financial bodies.
